The difference between Personal E-Bank and Corporate E-Bank program

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Hal E-Bank/Personal

Is meant for companies that have one work station for working in e-bank.

The user (legal entity or entrepreneur) can have more than one person authorized for working in Hal E-Bank/Personal, but they are all working with a local database installed on personal computer.

When program opens, every authorized employee logs into the system by using their personalized smart card. Based on the permissions conferred by the company for a specific account, the owner of smart card  has permission to work only with specific functions for which he has authorization.

Connection with the bank is done via the internet.

The main functions of program:
The user can, for all the accounts for which he is authorized: 

  • review balance of the account and make transactions
  • prepare, authorize and send payment orders (singularly or in batches) in e-bank 
  • prepare orders in domestic payments, in foreign payments, and send and receive e-invoices
  • prepare payment orders with a future value date
  • cancel payment orders and send complaints to the bank 
  • access to address book of customers and banks
  • review payment orders in the archive
  • print all or singular payment orders
  • send and receive messages from the bank

  

Hal E-Bank/Corporate

Is designed for larger companies that want to have more work places equipped with electronic bank. Hal E-bank/ Corporate has the same functions as Hal E-Bank/Personal. The difference between the programs is that Hal E-Bank / Personal runs on the local database of the same computer where the program is installed, while Corporate E-Bank works with a central relational database DB2. Access to this database have all the users from their work stations so in that way they have access to the same data, but on different levels depending on the permissions conferred on the smart card.

ADVANTAGES OF HAL E-BANK/CORPORATE: 
  • users can see common data about payments from different computers 
  • sharing of authorizations for preparation, signing and sending of payment orders
  • common address book of business clients and their accounts
  • common preparation, delivery, review and archive of payment orders
  • maintenance of the database is done only on one location
  • affordable price



    Oceni Članak